SIP & Lumpsum Calculator
Project the future value of a monthly SIP — with an optional annual step-up — or a one-time lumpsum investment.
SIP type
Total value
₹1.26Cr
Invested amount
₹45.00L
Interest earned
₹81.14L
- Invested amount
- Interest earned
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Frequently asked questions
What is an SIP?
A Systematic Investment Plan invests a fixed amount at regular intervals, usually monthly.
Can I calculate a step-up SIP?
Yes. Select Step-up SIP and enter the percentage by which the monthly contribution should increase each year.
What does invested amount include?
It includes all SIP contributions plus any current corpus entered, but not investment growth.
How is interest earned calculated?
Interest earned is the projected total value minus the invested amount.
Are SIP returns guaranteed?
No. The calculator uses a constant assumed return for estimation and does not predict actual market performance.